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Responding to Drought: Crop Insurance’s Proven Track Record
/in NEWS /by Elizabeth FusickAs America’s farmers and ranchers face severe drought conditions, we’ve been reflecting on the historic drought that swept across American farmland in 2012. That disaster showed just how efficiently the Federal crop insurance program can deliver aid when everything is on the line for America’s farmers. Former USDA Under Secretary Michael Scuse commended the crop insurance […]
Members of Congress Share Support for Crop Insurance
/in NEWS /by Elizabeth FusickCongress recently heard loud and clear from America’s farmers that they must do no harm to crop insurance as they consider programs to support rural America. Farmers representing a diverse range of commodities testified last week before a House Agriculture Subcommittee hearing called by Subcommittee Chairwoman Cheri Bustos (D-Ill.) to share their experience with the […]
Farmers Emphasize to Congress Importance of Crop Insurance
/in NEWS /by Elizabeth FusickFarmers from across the country testified last week before a House Agriculture Subcommittee hearing examining the efficacy of the farm safety net. While each grower had a unique story to share, a common thread quickly became clear: America’s farmers depend on the Federal crop insurance program. Read in their own words what crop insurance means to America’s […]
Crop Insurance Protects YOUR State
/in NEWS /by Elizabeth FusickThe past year has instilled in many of us a deeper appreciation for America’s farmers and ranchers – and the daily challenges they face to keep America supplied with a bounty of food and fiber. From sea to shining sea, America’s crop insurance providers are proud to stand beside our farmers and ranchers and provide […]
Crop Insurance Basics: Risk Mitigation and Risk Management
/in NEWS /by Elizabeth FusickRisk mitigation and risk management are two sides of the same coin when it comes to improving agricultural outcomes and promoting climate-smart decisions. On the front of the coin, we have risk mitigation. This side represents all the steps farmers and ranchers take to reduce the amount of risk they face. For example, farmers utilizing precision […]
Crop Insurance 101
/in NEWS /by Elizabeth FusickCrop insurance is a critical program for maintaining our nation’s supply of food, fuel and fiber. It helps farmers and ranchers navigate the risks of farming and plant again after a disaster while providing them the necessary stability to continue investing in long-term conservation practices. But with terms like “Actual Production History” or “Whole-Farm Revenue […]
Crop Insurance Basics: Moral Hazard
/in NEWS /by Elizabeth FusickMoral hazard is a phrase commonly used in the business community that simply means people act or perform differently when they are fully insulated from risk. An entry on the topic in Investopedia.com explained it like this: We encounter moral hazard every day – tenured professors becoming indifferent lecturers, people with theft insurance being less […]
USDA Chief Actuary Highlights Crop Insurance Strengths
/in NEWS /by Elizabeth FusickAmerica’s farmers and ranchers face an incredible number of risks every year, ranging from catastrophic weather events to market disruptions. That’s why rural America relies on the risk management tools provided by the Federal crop insurance program. Dr. Thomas Worth, Chief Actuary at the U.S. Department of Agriculture’s (USDA) Risk Management Agency, recently spoke at an Agri-Pulse forum and […]
Celebrating the Incredible Women of Crop Insurance
/in NEWS /by Elizabeth FusickLast week, as we celebrated Women in History Month, the U.S. Department of Agriculture (USDA) hosted a special conversation to honor the women who work in the crop insurance industry. Kendall Jones, chair of the National Crop Insurance Services (NCIS) and president and CEO of ProAg, and crop insurance agents and industry leaders Iris Sáenz […]
Crop Insurance Basics: Incentives
/in NEWS /by Elizabeth FusickWhen policymakers prioritize specific behaviors or actions, they usually turn to incentives to jumpstart the process. For example, the U.S. government has long promoted the benefits of homeownership to individual families and the economy as a whole. Hence, lawmakers introduced mortgage interest deductions on income tax filings to make homeownership more affordable and attractive. In […]